See your whole household at a glance
Real bookkeeping, turned into clear pictures — net worth, cash flow, budgets and holdings, all scoped to the Indian financial year.
Dashboard
Net worth and cash flow, at a glance
One home screen for the household: total net worth across accounts, investments, insurance and loans, this month's income and spending, and what needs attention — each member in their own colour.
Reports · ITR-ready
Capital gains and net worth, FY-scoped
Consolidate statements and roll capital gains up by tax head — short-term and long-term — scoped to the April–March financial year, so July's ITR is a summary, not an archaeology dig.
Budgets
Budgets that fit how families spend
Set spending or income targets per category — for the whole family, one member, or a group — monthly or for the full year. Overspend a category and the right people get a dismissible lapse reminder.
Find transfers
Stop double-counting your own money
Moving ₹50,000 from HDFC to ICICI isn't income or spending. Sahidha automatically matches the two legs across your accounts and excludes them — so your savings rate, budgets and net worth stay honest.
Kutumb
Model any household, across families
A kutumb lets people and whole families share exactly what they choose — across households — while everyone still owns their money individually. Multi-generational, blended, HUF or joint: nothing is silently co-mingled.
Privacy first — security at the level of a single person
Most "family finance" apps put everyone in one shared pile. Sahidha doesn't.
Individual ownership
Each person owns their own accounts, investments and policies directly.
Row-level isolation
You see your own data plus exactly what others share with you — enforced in the database, not just hidden in the UI.
No admin god-view
Even a family admin sees only what they own or were granted. They manage settings, not everyone's balances.
Share deliberately
Grant a specific account, policy or investment to a specific person — and revoke it just as easily.
Everything a household needs to keep honest books
Real bookkeeping — not just a dashboard of pie charts.
Privacy at the level of one person
Tenant isolation and per-person sharing enforced by PostgreSQL row-level security. One household can't see another's data; one member can't see another's by default.
Kutumb — model any household
A flexible grouping that lets people and whole families share what they choose, across households, while everyone still owns their money individually.
Entities & managed people
Model an HUF or joint holding as an entity managed by its members, and look after a parent's accounts as a managed person who can later get their own login.
Budgets that fit families
Spending or income targets per category — for the whole family, one member, or a group — monthly or for the full Apr–March financial year, with lapse reminders.
Find transfers
Moving money between your own accounts isn't income or spending. Sahidha matches both legs of a transfer and excludes them — keeping reports honest.
ITR-ready, FY-scoped
Capital gains rolled up by tax head, consolidated statements, and household net worth — all scoped to the Indian financial year, ready for July.
Built for humans & agents
Everything a person can do, an AI agent can do too — over a documented REST API with the same per-person security boundary.
Your data, portable
Round-trip Excel export and import of everything. It's your money and your records — never locked in, never sold.
Built for real families, not the textbook one
Sharing is always explicit and per-person, so you can model any arrangement without giving away more than you intend.
Any group under one roof
Relatives, partners or flatmates pooling some expenses while keeping the rest private.
A couple who also share with parents
Link into each side's kutumb for the shared bits — household help, joint property, parents' care — without merging everyone's accounts.
Blended / remarried families
The new household shares day-to-day finances, while accounts tied to children from an earlier marriage stay scoped to the right people.
A joint family / HUF
Model the HUF as an entity with a record-only Karta, managed by the members, alongside each individual's personal money.
Managing a parent's finances
A managed person with no login, whose accounts a guardian looks after — promotable to their own login later.
A single person
Start free with just your own accounts, and grow into the family features when you need them.
For builders — and on the go
Everything a person can do, an AI agent can do too, over a documented REST API with the same per-person security boundary. Take it anywhere.
Learn & build
Guides, writing and developer docs — everything to get more out of Sahidha.
Knowledge base
Evergreen how-to guides — importing statements, categorising, transfers, reports and taxes.
Browse guides →Blog
Honest writing on Indian household finance, taxes and building Sahidha in the open.
Read the blog →Agent & API docs
Drive Sahidha from an AI agent or your own scripts via the REST API and agent guide.
Open the docs →Plans & pricing
Simple, household-friendly pricing in INR. We sell software, not your data. Start free, upgrade when your family grows into it.
Free
₹0
For getting started or a single person.
- Track your own accounts, transactions & categories
- Basic budgets and reports
- Limited to 1 member, manual entry
Family
₹10,000/ year
For a household of up to 4 members. Everything in Free, plus:
- All members, with individual row-level privacy & per-person sharing
- Kutumb cross-household sharing (multi-generational, blended, HUF, joint)
- Budgets — family / member / group scopes, monthly & annual, lapse reminders
- Find transfers, statement import, investments & insurance
- Excel export/import, and the AI agent + REST API
Family Office
Custom
For large business & investment families.
- Many members and entities — HUF, trusts, joint holdings, businesses
- Multiple linked households and kutumbs
- Bespoke onboarding, setup and priority support
Billing is handled manually over UPI today, with a free trial to start. Reach out from the app to upgrade or to discuss a Family Office plan.
Get started
It's still in the making — come try it and tell us what your family needs.