A short, practical guide to running your household’s money through Sahidha — from your first account to asking it questions in plain English.
This is the exact checklist Sahidha shows a brand-new family on its dashboard. Work through it top to bottom and everything else in this guide will make more sense.
A bank account, credit card, or wallet — anything Sahidha should track. This gives every transaction somewhere to live.
Sidebar → Accounts & lists → AccountsDrop in a PDF or Excel statement from your bank and Sahidha parses every line for you — the fastest way to back-fill months of history. Prefer typing things in? Use New entry instead.
Sidebar → Transactions → Import statementSort spending into categories — groceries, rent, salary. Sahidha starts suggesting the right one after the first few, so this gets faster as you go.
Sidebar → Transactions → CategorizeA whole-family or per-member monthly budget. The dashboard quietly flags it the moment you overshoot — no digging required.
Sidebar → Reports → BudgetsPolicies, premiums, mutual funds, stocks, fixed deposits — put them on record so nothing quietly lapses or matures unnoticed.
Sidebar → Accounts & lists → Insurance / InvestmentsAdmins see and manage everything; members manage their own. Everyone works from the same numbers instead of five different spreadsheets.
Sidebar → Settings — family admin onlySahidha seeds the common categories on day one. Rename, add, or split them until they match how your family actually talks about money.
Sidebar → Settings — family admin onlyWhere money actually gets recorded, tidied, and reconciled. Everything here shares one ledger, so an entry made by hand shows up right alongside one pulled from a statement.
The fastest path for a cash payment or anything that won't show up on a statement. Pick an account, an amount, a category — done.
Upload a PDF or Excel from your bank. Sahidha recognises your bank's layout and turns every row into a transaction, skipping ones it's already seen.
A focused queue for anything still uncategorized, with a suggestion ready to accept or override on each one.
Matches a debit in one account to the matching credit in another, so an internal transfer never gets miscounted as spending.
Every transaction across every account — filter by date, account, category, or member.
One member covers a bill for another — log it here so it settles cleanly instead of living in someone's memory.
The same ledger, viewed from further back — for the questions that need a month or a year in frame, not a single entry.
A category-by-category breakdown for any period — the household equivalent of a P&L.
Annual or per-member budgets per category. The dashboard surfaces an overshoot the moment it happens.
Accounts, investments, and insurance surrender value on one side; loans and credit-card balances on the other. Admin view.
Every report is scoped April–March, matching how you'll actually need the numbers at tax time.
The standing records behind the ledger — what you hold, what covers you, and who else is involved.
The source for every transaction and the backbone of net worth.
Invested amount against current value, SIPs, maturity dates — one place instead of a folder of statements.
Life, health, term, motor — sum assured, premium, and the date it's next due.
Give a family-run entity its own accounts, managed by whoever in the family looks after it.
For an extended family running two Sahidha families that occasionally share an account or a bill.
Relationship managers, insurance agents, advisors — attach them directly to the account they look after.
“Renew the health policy,” “Review the SIP” — assign it to a member and it won't get lost in a chat thread.
Sahidha is built for a whole household, not one login — this is how visibility actually works.
The one screen that isn't about money: each member's latest public post — YouTube, X, Substack and more — gathered in one place.
An account's owner decides who else can see it. A shared account is visible to everyone it's shared with — never assumed.
Family-admin territory: who's in the family, what the categories are called, and the account's finer settings.
Instead of hunting through screens, you can just ask.
Ask Sahidha sits at the top of the sidebar. Type a question in plain English — “How much did we spend on groceries last month?”, “When does the health policy renew?” — and it answers from your family’s own data. It only ever reads; it never changes anything on its own.
Sahidha can also connect as a read-only data source inside Claude or ChatGPT, so you can ask it questions the same way you’d ask about anything else:
mcp.sahidha.comEither works, and most families do both. Import statement is faster for months of back-history; New entry is fine for the odd cash payment or a one-off you want logged immediately.
Only what's shared with them. Every account has an owner, and that owner decides who else can see it under Sharing. Nothing is visible by default just because you're in the same family.
Nothing bad — Sahidha recognises transactions it's already recorded and skips them, so a duplicate upload is safe.
Yes — every report, budget, and figure in Sahidha is scoped to the Indian financial year, April to March, by default.
No. Both are strictly read-only — they can answer questions from your data, but neither can add, edit, or delete a transaction.